Change zipOrAccumulate to not use delegated properties to prevent IAE

[kyay10]

Workaround for KT-73089
As per the discussion on slack. I simply made zipOrAccumulate not use by and instead use a .value property I added. Oh and also I made the operator fun getValue an inline extension method as per the optimization requirements for getValue functions that don't use the KProperty they're given. I also sealed Value because it didn't need to be inheritable.

[StylianosGakis]

For the ones interested in previous discussion here are some links.
Kotlinlang conversation link: https://kotlinlang.slack.com/archives/C5UPMM0A0/p1731449652340769
Public kotlinlang archive channel link: https://slack-chats.kotlinlang.org/t/23415572/tried-bumping-to-2-0-0-beta-1-and-i-am-getting-a-super-weird#8eb0739e-90ef-4b6f-96b3-aa9eda361e04

[github-actions]

Kover Report

File	Coverage [27.89%]
arrow-libs/core/arrow-core-high-arity/src/commonMain/kotlin/arrow/core/raise/RaiseAccumulate.kt	27.89%
arrow-libs/core/arrow-core/src/commonMain/kotlin/arrow/core/raise/RaiseAccumulate.kt	27.89%

Total Project Coverage	46.10%